第二篇
Saving Money
Where you save your money often depends on what you are saving for．If you are saving to buy a CD(光盘)or to go to a concert，then probably you would keep your money somewhere in your room．
If you ale saving for a big purchase like a mountain bike or a school trip，where would you
save your money?
One place to save money is the bank Putting your money in a savings account will help your money earn more money If you put your money in a piggy bank(猪形储蓄罐)，one year later you’11 still have the same amount of money you put in．If you put your医学 全在.线提供
www.med126.com money in a savings account，one year later,you’ll have more money than you put in Why?
When you keep your money in a bank．your money earns interest. Interest is an amount of money a bank pays you to use your money The bank uses your money(and the money of other people，too)to loan money to people and businesses
The bank will send you a statement several times a year．A bank statement tells you how much money you have in your account It also tells you how much interest you have earned If you leave your money in the bank，you can watch it grow! Another way you can save money is to buy a certificate of deposit or CD．If you have some money that you don’t need to use for a long time，this is a good way to make your money grow．You Can buy a CD at a bank You agree not to use the money for a certain period of time That period might be from six months to five years．You can’t touch your money during that time If you do，you must pay a penalty，or fee
36 Your money will earn more money if you put it
A in your room．
B in a piggy bank
C、in your pocket．
D in a savings account．
37 A bank pays you interest for
A wasting your money
B losing your money．
C using your money．
D decreasing your money
38 Among other things，a bank statement tells you
A the amount of money you have in the bank．
B the current rates of interest．，
C the current rates of exchange．
D the best way to save your money•
39 If you draw your money before it is due，you will have to
A pay interest to the bank．
B close your account
C open a new account．
D pay a penalty or fee．
40 The word“touch’’in paragraph 7 could be best replaced by
A “deposit”．
B “lend”．
C “use”．
D “cash”．
第三篇
Exercise Lowers Employers’Health Costs
Companies can save millions in health-care costs simply by encouraging their employees to exercise a little bit，researchers reported on Friday
They said obese(肥胖的)employees had higher health。care costs，but lowered those expenses by exercising just a couple of times a week——without even losing any weight•
Feifei Wang and colleagues at the University of Michigan studied 23，500 workers at General Motors．
They estimated that getting the most sedentary(惯于久坐的)obese workers to exercise would have saved about$790．000 a year．or about 1 5 percent of health—care costs for the whole group Company—wide，the potential savings could
www.med126.com reach$7．1 million per year，they reposed in the Journal of Occupational and Environmental Medicine．Of the whole group of workers，about 30 percent were of normal weight，45 percent were overweight(超重的)，and 25 percent were obese．Annual health—care costs averaged$2，200 for normal weight，$2，400 for the overweight，and$2，700 for obese employees．
But among workers who did no exercise，health•care costs went“p by at least$100 a year， and were$3．000 a year for obese employees who were sedentary．But adding two or more days of light exercise——at least 20 minutes of exercise or work hard enough to increase heart rate and breathing——lowered costs by on average$500 per mployee a year，the researchers found．
41 How can employees help lower the health—care costs?
A By taking more rest．
B By eating less．
C By exercising a little bit．
D By saving more money．
42 By encouraging its employees to exercise General Motors could save
A$790，000 per year．
B $7．1 million per year．
C $3．000 per year．
D$7．300 per year．
43 How many workers in General Motors were NOT of normal weight?
A Seventy percent．
B Thirty percent
C Forty-five percent
D Twenty—five percent．
44 For which group of the workers were the health—care costs the highest?
A The employees of normal weight．
B The overweight employees
C The obese employees．
D The sedentary obese employees
45 How often should the employees exercise to help lower the health-care costs?
A At least seven days a week
B At least twenty minutes a week
C At least twice a week
D At least once a week
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